The easiest way to get pre-approved
with less than perfect credit.

vehicle
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Kansas City Auto Loans Made Easy

Finding a vehicle you love and getting pre-approved has never been easier. We get you pre-approved online in seconds and will show you your credit score at no cost to you. Start your pre-approval now.

Credit Expert
Credit From The Experts

We’re the credit experts and have tons of experience helping people find the right vehicle and financing, no matter their credit situation. See why we’re different.

Trade Your Vehicle
Trade Your Vehicle in Minutes

Get your vehicle appraised online or bring it in today! We’ll buy yours, even if you don’t buy ours. We’re fast & complementary. Your appraisal can take as little as 20 mintues and we will include you in the process.

You're our Top Priority
Our Customers Are Our Top Priority

We hire nice, friendly and smart people who genuinely care about providing an amazing experience for our customers. Our goal is to make a positive impact in the lives of our customers, co-workers and community. Learn more about us.

Happy Shoppers

Apply for Financing

No part of buying a car should be stressful. With our instant online pre-approval we only ask for minimal information. No Social Security Number Required! We’ll show you your per-approved amount and your FREE credit score with no cost or obligation to buy.

Get The New Car Feel Without the New Car Price Tag
CarSmart is Kansas City’s only dealer specializing in in nearly new vehicles, only one to three year old and low mileage vehicles. Most are still under their original factory warranty and all are prices 20-40% below the cost of buy new.
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Save Time
Get our best price, fees and financing terms in writing before you come see us and save up to 4 hours in the dealership when you arrive. We understand your time is valuable.
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Shop With Confidence
Our vehicles undergo an intensive 110-point inspection and reconditioning process backed by our 90-day warranty. Shop knowing you’re getting a reliable vehicle.
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Save Money
Enjoy the cost-savings that come with driving the latest body styles, newest safety features, and upgraded technology only found in late-model vehicles.
Customer Testimonials

See what our customers have to say.

  • Teoppalious Beauvoir
    I just want to thank Maddy for her exceptional service & for jumping thru as many hoops as she did!!! If you stop in make sure you talk with her because she does an amazing job!!! Thanks again for all that you did for me!!!
  • Brad Carrel
    Ashley was great to work with very friendly and made my car buying experience very easy would definitely recommend this car dealership to anyone thank you for everything!!!!!!
  • Sara H
    Ashley H. Was extremely helpful and friendly! If you want a quick and pain free experience, go to Car Smart! I would highly recommend!
  • Michael Nelson
    We have bought 3 cars from here and each time it has been a hassle free and enjoyable experience. I highly recommend this place!
  • Zachery Davies
    Staff was extremely friendly especially Ashley H. She addressed all of my concerns in a friendly and professional manner, and the entire staff valued my time. The entire process from start to finish take less than an hour! Highly recommend!
  • Kyle Wells
    Ashley Huffstutter was very kind and helpful. She provided water and entertainment. For my first time getting a car on my own, it was a very pleasant experience. I had gone to three other cars dealerships before this one and each of them stressed me out. This place has a relaxed environment which I am glad to have had a chance to be there. Getting a car does take time and sometimes it is stressful to just be waiting there. But, if people are patient enough, the results are phenomenal. I have read most of the reviews and seen that most people are not happy with being pre-approved over the phone and then not being approved in the location. The dealership does not lie, sometimes things just don't work out. Anyway, I would like to thank Ashley Huffstutter, Ted Heater, and everyone else for helping me. I had a wonderful time. I will be recommending this place first to everyone who needs a new car. Yours truly, Kyle Wells
  • William Chaney
    Feel bad for not writing this until now however went here to Carsmart being a little on edge due to the fact that I know I have some dings on my credit report from some medical bills and was told by the big dealers they can not help me and even told me to go to the Buy Here Pay lots and I did and WOW most of them wanted me to make huge payments each pay day that could not even be able to pay my other bills, So I took a chance and came here and was welcomed and was help by the sales woman named Maddy, Anyway long story short They are honest went way and beyond to able to help me find the right car for me however also got me into budget I can pay each month and not having to pay like you do at those rip off Buy Here Pay Here lots but I can pay monthly here by a regular finance company. Maddy and the team up there was also to able get me financed with no issues with very little down as well into a great car not some POS I did not want. I also referred a coworker up there and he too was able to get into a great car. My hat is off to Maddy and the rest of the team for being honest and helpful. Go see Maddy and tell her I sent you to her and she will take care of you as she did with me and get you into a great car. I even called her a Diva at the end because she went well beyond with helping me and my nerves settle and has what I call great real genuine customer service skills.
  • Sami Adrian
    I had a great experience here today! I came in expecting to not be able to leave with a new car, but I did! Lara was awesome and very helpful throughout the whole process!
  • Antoinette Wheeler
    So my car broke down a few weeks ago from a hit and run. My car was totaled and I decided to go to carsmart. When I walked in this cheerful lady DIANA assisted me, I was worried about my credit but Diana stated it doesn't hurt to try. So when the lady did my report, came back and smiled. And said so I got good news let's look at some cars. An hour later I walked out with a brand new 2017 Kia Soul. Thanks CarSmart/Diana
  • Becka Hutchings
    My fiance and I came down to car smart with the intention of getting denied. But we figured hey why not give it a try. Not only did they get us approved, they stayed late for us. And made sure we were comfortable with our decision. I was very worried about what we were going to take home, but after us throwing lots of "ping pong balls" at Diana, she did what she had to do to help us. And never once did she pressure us, and she was up front and honest. If you are looking for a good car! I recommend her, but you can go to anyone there and they will help as much as she did. What a wonderful group of people!
  • Angelica Grant
    My experience with Diana at Car Smart was amazing! From the time I walked in the door until the time I left she was helpful and very determined to make sure I leave with a vehicle. Best customer service I have ever received and I will recommend everyone to go here before any place else. Be smart and choose Car Smart!

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