What is GAP and why is it important?

If your vehicle is stolen or declared a total loss, Guaranteed Asset Protection (GAP) insurance covers any outstanding balance on your vehicle financing – including your insurance deductible.

  • Provides peace of mind-you are financially protected in the event your vehicle is stolen or declared a total loss.
  • Pays both your insurance deductible and any amount outstanding on your vehicle financing.
  • Ensures a total loss of your vehicle does not become a financial catastrophe.
  • Enables you to afford a replacement vehicle in the event your vehicle is totaled.
  • Covers the term of your vehicle financing-can be canceled early for a partial refund if you decide it is no longer needed.

Ask your representative for details or call 816-452-5292 to learn more.

CarSmart of Kansas City  


3923 N. Oak Trafficway
Kansas City, MO 64116
Phone (816)452-5292
Text (816)368-4019
Fax (816)452-6042

Hours 


Monday:9:00 AM - 7:00 PM
Tuesday:9:00 AM - 7:00 PM
Wednesday:9:00 AM - 7:00 PM
Thursday:9:00 AM - 7:00 PM
Friday:9:00 AM - 6:00 PM
Saturday:9:00 AM - 6:00 PM
Sunday:CLOSED